Stephen Harmston, an Oxford University graduate, is an economist at Bannock Consulting which specialises in business research and economic consultancy. He has written reports for a broad range of public and private sector clients.
"Gold is a wonderful thing! Whoever possesses it is lord of all he wants. By means of gold one can even get souls into Paradise." Columbus letter from Jamaica, 1503 (Cited by Karl Max, Das Capital, Vol 1)